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What is Senior Citizen Travel Insurance
Senior Citizen Travel Insurance is a specialized insurance policy, designed for senior citizens who are traveling domestically or internationally. This policy offers coverage for unexpected events that may occur while traveling, such as medical emergencies, trip cancellations, or loss of personal belongings.
Why do I need Senior Citizen Travel Insurance
Special Coverage for Senior Citizens
It provides coverage for senior citizens who may require specialized medical attention or care while traveling
Comprehensive Medical Coverage
It covers medical expenses, including emergency medical evacuation and repatriation of remains
Trip Protection
It offers protection against trip cancellations or interruptions, such as cancelled flights or natural disasters
Luggage Protection
It provides coverage for lost or stolen luggage and personal belongings, such as passports, laptops, or other valuables
24*7 Emergency Support
It offers 24/7 emergency assistance services for senior citizens who require immediate help or advice while abroad
Mandatory Requirement
It may be required by certain countries or visa applications
Key Features/Benefits of Senior Citizen Travel Insurance Policy
Accidental death and dismemberment coverage
Personal liability coverage
Travel assistance
Automatic Extension
Emergency medical and travel assistance services
Coverage for pre-existing medical conditions (if applicable)
Customizable coverage options based on travel needs
Inclusions in Senior Citizen Travel Insurance
Here are the general inclusions in senior citizen travel insurance
Medical expenses, including emergency medical treatment, hospitalization, and prescription medication
Emergency medical evacuation and repatriation of remains
Trip cancellation or interruption coverage
Lost or stolen luggage and personal belongings coverage
Personal liability coverage
Accidental death and dismemberment coverage
Exclusions in Senior Citizen Travel Insurance
Here is a list of a few general exclusions from senior citizen travel insurance policy
Pre-existing medical conditions that are not declared or covered by the policy
High-risk activities, such as extreme sports or adventure activities
Illegal or reckless behaviour
Non-compliance with policy terms and conditions
Mental health issues that are not covered by the policy
Travel to high-risk destinations that are excluded by the policy
Popular Add-on Covers in Senior Citizen Travel Insurance
Medical Cover
- Covers medical expenses for illness or injury during travel.
Personal Accident Cover
Provides financial assistance in case of accidental death or disability during travel.
Emergency Evacuation Cover
Covers the cost of emergency medical evacuation during travel.
Trip Cancellation Cover
Covers the cost of cancellation of the trip due to unforeseen events such as illness, injury, or death.
Hospital Daily Cash Cover
Provides a daily cash allowance for hospitalization during travel.
How To Buy Online Policy from PolicyLeader
1. Visit Policyleader.com
Visit the official website of Policyleader.com to purchase senior citizen travel insurance.
2. Select Senior Citizen Travel Insurance
Choose the type of senior citizen travel insurance that meets your requirements from the available options.
3. Enter Travel Details
Enter the travel details, including travel dates, destination, and number of family members, to get a customized quote.
4. Choose Add-On Covers
Select any additional covers that you may require, such as trip cancellation, medical cover, or baggage loss cover.
5. Check Premium and Coverage
Check the premium and coverage details for the selected policy and add-ons.
6. Make Payment
Make payment through the available payment options on the website.
7. Receive Policy Documents
After successful payment, you will receive the policy documents through email, which can be downloaded and printed for future reference.
8. Customer Support and Agent Visit
Policyleader.com offers customer support for any queries or assistance required during the purchase process or during the policy period.
How to file a Senior Citizen Travel Insurance Claim
1. Inform the Insurer
Inform the insurance company as soon as possible after the occurrence of an event that may lead to a claim, either by calling their customer service helpline or sending an email.
2. Submit Required Documents
Collect and submit all required documents, such as original bills, receipts, medical reports, and police reports, as per the claim form's guidelines.
3. Fill and Submit the Claim Form
Fill out the claim form with accurate details and submit it along with the required documents to the insurance company.
4.Claim Settlement
Once the claim is processed, the insurance company will inform you of the claim settlement amount and mode of payment.
5. Dispute Resolution
In case of any disputes or disagreements with the claim settlement, reach out to the insurer's customer service department or the ombudsman for dispute resolution.
Documents Required for Senior Citizen Travel Insurance
- Passport - A copy of the passport of the insured person is required for the insurance application.
- Visa - A copy of the visa of the insured person is required for the insurance application.
- Airline Tickets - A copy of the airline tickets is required for the insurance application.
- Invoice - A copy of the invoice for travel-related expenses, such as flight bookings, hotel reservations, and transportation, is required.
- Medical Reports - Medical reports may be required for claims related to medical emergencies or accidents during the travel.
- Police Reports - Police reports may be required for claims related to theft, loss of belongings, or accidents.
- Other Documents -Any other documents related to the travel, such as travel itinerary, boarding passes, or proof of ownership for expensive belongings, may also be required depending on the insurer's guidelines.
Why should you choose PolicyLeader for Family Travel Insurance
24/7 claim support
PolicyLeader provides 24/7 support to senior citizens who require assistance during their travels. They have a dedicated customer support team that is available round-the-clock to assist with any claim-related queries and guide the policyholders through the claim settlement process.
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Customized policy options
PolicyLeader's experienced advisors are available to provide expert advice to senior citizens, helping them choose the best policy that suits their travel requirements. They can assist with selecting the most appropriate policy options, understanding the policy features and benefits, and answering any queries related to the policy.
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Expert advice
Choosing the right travel insurance policy can be a daunting task, especially for families. That's why we have a team of experienced advisors who are available to provide expert advice to our policyholders. Our advisors can assist with selecting the most appropriate policy options, understanding the policy features and benefits, and answering any queries related to the policy. They work closely with our policyholders to understand their specific travel needs and recommend the most suitable policy that offers comprehensive coverage.
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Simple and Hassle-free Process
PolicyLeader provides a simple and hassle-free process for buying senior citizen travel insurance. The policyholders can complete the entire process online, including comparing policy options, selecting a policy, and making the payment. Policyleader also provides guidance and support throughout the process to ensure that the policyholders can make an informed decision and purchase the policy that best suits their needs.
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Multiple Insurers under One Roof
PolicyLeader has tied up with multiple insurers and offers a wide range of policy options under one roof. This ensures that the policyholders can compare and choose from the best policies from leading insurers. Additionally, they have a strong presence and experienced insurance brokers in Gujarat and around the country, providing personalized and professional service to policyholders.
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