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What is Senior Citizen Travel Insurance

Senior Citizen Travel Insurance is a specialized insurance policy, designed for senior citizens who are traveling domestically or internationally. This policy offers coverage for unexpected events that may occur while traveling, such as medical emergencies, trip cancellations, or loss of personal belongings.


Why do I need Senior Citizen Travel Insurance

Special Coverage for Senior Citizens

It provides coverage for senior citizens who may require specialized medical attention or care while traveling

Comprehensive Medical Coverage

It covers medical expenses, including emergency medical evacuation and repatriation of remains

Trip Protection

It offers protection against trip cancellations or interruptions, such as cancelled flights or natural disasters

Luggage Protection

It provides coverage for lost or stolen luggage and personal belongings, such as passports, laptops, or other valuables

24*7 Emergency Support

It offers 24/7 emergency assistance services for senior citizens who require immediate help or advice while abroad

Mandatory Requirement

It may be required by certain countries or visa applications


Key Features/Benefits of Senior Citizen Travel Insurance Policy

Accidental death and dismemberment coverage

Personal liability coverage

Travel assistance

Automatic Extension

Emergency medical and travel assistance services

Coverage for pre-existing medical conditions (if applicable)

Customizable coverage options based on travel needs


Inclusions in Senior Citizen Travel Insurance

Here are the general inclusions in senior citizen travel insurance

Medical expenses, including emergency medical treatment, hospitalization, and prescription medication

Emergency medical evacuation and repatriation of remains

Trip cancellation or interruption coverage

Lost or stolen luggage and personal belongings coverage

Personal liability coverage

Accidental death and dismemberment coverage


Exclusions in Senior Citizen Travel Insurance

Here is a list of a few general exclusions from senior citizen travel insurance policy

Pre-existing medical conditions that are not declared or covered by the policy

High-risk activities, such as extreme sports or adventure activities

Illegal or reckless behaviour

Non-compliance with policy terms and conditions

Mental health issues that are not covered by the policy

Travel to high-risk destinations that are excluded by the policy


Popular Add-on Covers in Senior Citizen Travel Insurance

Medical Cover

- Covers medical expenses for illness or injury during travel.

Personal Accident Cover

Provides financial assistance in case of accidental death or disability during travel.

Emergency Evacuation Cover

Covers the cost of emergency medical evacuation during travel.

Trip Cancellation Cover

Covers the cost of cancellation of the trip due to unforeseen events such as illness, injury, or death.

Hospital Daily Cash Cover

Provides a daily cash allowance for hospitalization during travel.


How To Buy Online Policy from PolicyLeader

1. Visit Policyleader.com

Visit the official website of Policyleader.com to purchase senior citizen travel insurance.

2. Select Senior Citizen Travel Insurance

Choose the type of senior citizen travel insurance that meets your requirements from the available options.

3. Enter Travel Details

Enter the travel details, including travel dates, destination, and number of family members, to get a customized quote.

4. Choose Add-On Covers

Select any additional covers that you may require, such as trip cancellation, medical cover, or baggage loss cover.

5. Check Premium and Coverage

Check the premium and coverage details for the selected policy and add-ons.

6. Make Payment

Make payment through the available payment options on the website.

7. Receive Policy Documents

After successful payment, you will receive the policy documents through email, which can be downloaded and printed for future reference.

8. Customer Support and Agent Visit

Policyleader.com offers customer support for any queries or assistance required during the purchase process or during the policy period.


How to file a Senior Citizen Travel Insurance Claim

1. Inform the Insurer

Inform the insurance company as soon as possible after the occurrence of an event that may lead to a claim, either by calling their customer service helpline or sending an email.

2. Submit Required Documents

Collect and submit all required documents, such as original bills, receipts, medical reports, and police reports, as per the claim form's guidelines.

3. Fill and Submit the Claim Form

Fill out the claim form with accurate details and submit it along with the required documents to the insurance company.

4.Claim Settlement

Once the claim is processed, the insurance company will inform you of the claim settlement amount and mode of payment.

5. Dispute Resolution

In case of any disputes or disagreements with the claim settlement, reach out to the insurer's customer service department or the ombudsman for dispute resolution.


Documents Required for Senior Citizen Travel Insurance

  • Passport - A copy of the passport of the insured person is required for the insurance application.
  • Visa - A copy of the visa of the insured person is required for the insurance application.
  • Airline Tickets - A copy of the airline tickets is required for the insurance application.
  • Invoice - A copy of the invoice for travel-related expenses, such as flight bookings, hotel reservations, and transportation, is required.
  • Medical Reports - Medical reports may be required for claims related to medical emergencies or accidents during the travel.
  • Police Reports - Police reports may be required for claims related to theft, loss of belongings, or accidents.
  • Other Documents -Any other documents related to the travel, such as travel itinerary, boarding passes, or proof of ownership for expensive belongings, may also be required depending on the insurer's guidelines.

Why should you choose PolicyLeader for Family Travel Insurance

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24/7 claim support

PolicyLeader provides 24/7 support to senior citizens who require assistance during their travels. They have a dedicated customer support team that is available round-the-clock to assist with any claim-related queries and guide the policyholders through the claim settlement process.

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Customized policy options

PolicyLeader's experienced advisors are available to provide expert advice to senior citizens, helping them choose the best policy that suits their travel requirements. They can assist with selecting the most appropriate policy options, understanding the policy features and benefits, and answering any queries related to the policy.

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Expert advice

Choosing the right travel insurance policy can be a daunting task, especially for families. That's why we have a team of experienced advisors who are available to provide expert advice to our policyholders. Our advisors can assist with selecting the most appropriate policy options, understanding the policy features and benefits, and answering any queries related to the policy. They work closely with our policyholders to understand their specific travel needs and recommend the most suitable policy that offers comprehensive coverage.

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Simple and Hassle-free Process

PolicyLeader provides a simple and hassle-free process for buying senior citizen travel insurance. The policyholders can complete the entire process online, including comparing policy options, selecting a policy, and making the payment. Policyleader also provides guidance and support throughout the process to ensure that the policyholders can make an informed decision and purchase the policy that best suits their needs.

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Multiple Insurers under One Roof

PolicyLeader has tied up with multiple insurers and offers a wide range of policy options under one roof. This ensures that the policyholders can compare and choose from the best policies from leading insurers. Additionally, they have a strong presence and experienced insurance brokers in Gujarat and around the country, providing personalized and professional service to policyholders.

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Compare & Save upto 85%*

On Travel Insurance

*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

Payment Methods
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