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What is Student Travel Insurance

Student Travel Insurance is a policy specifically designed to provide coverage for students travelling abroad for educational purposes. This policy offers protection against unexpected events that may occur while studying abroad, such as medical emergencies, trip cancellation, or loss of personal belongings.


Why do I need Student Travel Insurance

Many universities and countries require students to have travel insurance as a condition of enrolment

Student Travel Insurance offers protection against unforeseen circumstances, such as illness, injury, or accidents that may occur while studying abroad

It provides coverage for medical expenses, including emergency medical evacuation and repatriation of remains

It offers protection against trip cancellations or interruptions, such as cancelled flights or natural disasters

It covers loss or theft of personal belongings, such as passports, laptops, or other valuables

It provides 24/7 emergency assistance services for students who require immediate help or advice while abroad


Key Features and Benefits of Student Travel Insurance Policy

Medical coverage, including emergency medical evacuation and repatriation of remains

Trip cancellation or interruption coverage

Lost or stolen luggage and personal belongings coverage

Accidental death and dismemberment coverage

Personal liability coverage

Emergency medical and travel assistance services

Coverage for pre-existing medical conditions (if applicable)

24/7 customer support and assistance

Study interruption coverage

Treatment for Mental and nervous disorders

Pregnancy related hospitalization

Sports injuries & Cancer screening

Childcare benefit

Bail Bond coverage

Sponsor Protection coverage


Inclusions in Student Travel Insurance

Medical expenses, including emergency medical treatment, hospitalization, and prescription medication

Emergency medical evacuation and repatriation of remains

Trip cancellation or interruption coverage

Lost or stolen luggage and personal belongings coverage

Personal liability coverage

Accidental death and dismemberment coverage


Exclusions in Student Travel Insurance

Pre-existing medical conditions that are not declared or covered by the policy

High-risk activities, such as extreme sports or adventure activities

Illegal or reckless behaviour

Non-compliance with policy terms and conditions

Mental health issues that are not covered by the policy

Travel to high-risk destinations that are excluded by the policy


Popular Add-on Covers in Student Travel Insurance

Medical Cover

Provides coverage for medical expenses in case of illness or injury during travel.

Personal Accident Cover

Offers financial assistance in case of accidental death or disability during travel.

Baggage Loss or Delay Cover

Covers the cost of lost or delayed baggage during travel.

Emergency Evacuation Cover

Covers the cost of emergency medical evacuation during travel.

Study Interruption Cover

Covers the cost of travel expenses in case of a study interruption due to medical reasons.


How To Buy Online from PolicyLeader

1. Visit Policyleader.com

Visit the official website of Policyleader.com to purchase student travel insurance.

2. Select Student Travel Insurance

Choose the type of student travel insurance that meets your requirements from the available options.

3. Enter Travel Details

Enter the travel details, including travel dates, destination, and number of travelers, to get a customized quote.

4. Choose Add-On Covers

Select any additional covers you may require, such as medical, personal accident, or baggage loss.

5. Check Premium and Coverage

Check the premium and coverage details for the selected policy and add-ons.

6. Make Payment

Make payment through the available payment options on the website.

7. Receive Policy Documents

After successful payment, you will receive the policy documents through email, which can be downloaded and printed for future reference.

8. Customer Support and Agent Visit

Policyleader.com offers customer support for any queries or assistance required during the purchase process or during the policy period.


How to file a Student Travel Insurance Claim

1. Inform the Insurer

Inform the insurance company immediately after an event that may lead to a claim, either by calling their customer service helpline or emailing.

2. Submit Required Documents

Collect and submit all required documents, such as original bills, receipts, medical reports, and police reports, per the claim form's guidelines.

3. Fill and Submit the Claim Form

Fill out the claim form with accurate details and submit it along with the required documents to the insurance company.

4.Claim Settlement

Once the claim is processed, the insurance company will inform you of the claim settlement amount and mode of payment.

5. Dispute Resolution

In case of any disputes or disagreements with the claim settlement, contact the insurer's customer service department or the ombudsman for dispute resolution.


Documents Required for Student Travel Insurance

  • Passport - A copy of the passport of the insured person is required for the insurance application.
  • Visa - A copy of the visa of the insured person is required for the insurance application.
  • Airline Tickets - A copy of the airline tickets is required for the insurance application.
  • Invoice - A copy of the invoice for travel-related expenses, such as flight bookings, hotel reservations, and transportation, is required.
  • Medical Reports - Medical reports may be required for claims related to medical emergencies or accidents during travel.
  • Police Reports - Police reports may be required for claims related to theft, loss of belongings, or accidents.
  • Other Documents -Any other documents related to the travel, such as travel itinerary, boarding passes, or proof of ownership for expensive belongings, may also be required depending on the insurer's guidelines.

Why should you choose PolicyLeader for Student Travel Insurance

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24/7 claim support

PolicyLeader offers 24/7 claim support to ensure that students can receive timely assistance in case of any travel-related emergencies. They have a dedicated customer support team that is available round-the-clock to assist with claim-related queries and guide the policyholders through the claim settlement process.

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Customized policy options

PolicyLeader provides customized policy options to ensure that students get the best possible coverage as per their specific requirements. Their experienced advisors analyze the student's needs, assess their risk profile, and suggest the most appropriate policy options that offer comprehensive coverage at affordable premiums.

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Expert advice from experienced advisors

PolicyLeader's experienced advisors are available to provide expert advice to the students, helping them choose the best policy that suits their travel requirements. They can assist with selecting the most appropriate policy options, understanding the policy features and benefits, and answering any queries related to the policy.

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Multiple insurers under one roof

PolicyLeader has tied up with multiple insurers and offers a wide range of policy options under one roof. This ensures that students can compare and choose from the best policies from leading insurers. Additionally, they have a strong presence and experienced insurance brokers in Gujarat and around the country, providing personalized and professional service to students.

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Simple and hassle-free process

PolicyLeader provides a simple and hassle-free process for buying student travel insurance. Students can complete the entire process online, including comparing policy options, selecting a policy, and making the payment. PolicyLeader also provides guidance and support throughout the process to ensure that the students can make an informed decision and purchase the policy that best suits their needs.

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Compare & Save upto 85%*

On Travel Insurance

*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

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